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Fee Schedule

View all of the GenieGateway Fees below. See our Terms & Conditions for more details.

Description

Fee

Activation Fee

$4.95

ATM Balance Inquiry

$1.00

ATM Balance Inquiry International

$1.00

ATM Decline International

$0.75

ATM Decline US

$0.75

ATM Domestic Fee

$3.00

ATM International Fee

$4.50

Balance Inquiry Decline

$0.75

BillPay Fee (electronic)

$2.50

Call Center Customer Service Fee

$1.50

Cancellation Fee

$15.00

Card to Bank Account

$2.50

Card2Card Fee

$2.00

NO FEES for Direct Deposit Payments

$0.00

Decline Fee POS

$0.50

Dormancy Fee

$4.95

Express Mail Fee

$15.00

Foreign Transaction Fee

$3.00

Load from GenieChecking to GenieCard

$2.00

Load from GenieCard to GenieChecking

$1.00

IVR Fee

$0.50

Load Fee (WU, MG, VISA RL)

$2.00

Monthly Fee

$4.95

PIN Transaction Fee (Domestic)

$1.00

PIN Transaction Fee (Int’l)

$3.00

PayPal Load Fee

$2.00

POS Decline International

$0.75

POS Decline US

$0.75

Replace Card Fee

$10.00

Retail Load Fee

$2.00

Inactivity Fee

$4.95

Send Cash Fee

$2.50

Live Agent (One FREE Per Month)

$1.50

Automated Customer Service Fee

$0.50

Gas Pump Pre Authorization

$75.00

Text Alerts

FREE

Maximum Balance

$20,000

GenieCard Plans for Individuals & Businesses

The GenieCard will be issued to you by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank - 2014. The Program Manager for the GenieCard is PAL Card Minnesota, LLC. By using the GenieCard you agree with the Terms and Conditions of the Cardholder Agreement and fee schedule. The GenieCard is nontransferable, and it may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law.

* The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and Social Security Number which will allow us to identify you. "100% Approval" and "No one is Turned Down" is contingent upon successfully passing this mandatory identification confirmation.

** Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically.